Credit line bank instruments & guarantees

“Intelligent Finance.”

  • Use Bank Instruments as Loan Security
  • Finance Trade Facilities
  • Offset Tax and Debt Liabilities
  • Free-up Locked (or blocked) Funds
  • Create Fixed Returns
  • Verification & Due Diligence Services

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Bank Instruments such as Letters of Credit and Guarantees are frequently used but seldom properly understood.

Whilst these ‘instruments’ are utilised in conventional trading on a day to day basis, they can also be employed in complex financial structures designed to maximise financial positions and bespoke to each individual requirement.

Commonly, Letters of Credit are used for payment of shipped goods. Often referred to as L/C’s, they serve to guarantee payment to one party upon the fulfilment of certain conditions, usually based around receiving specific goods. Wording and layout of a Letter of Credit is bespoke to the purpose and the parties.

Bank Guarantees are used for guaranteeing payments in a number of given circumstances. Often referred to as BG’s. Bank Guarantees are worded specifically for the purpose and specifically written to the stated parties thereto. The use of Bank Guarantees are becoming increasingly common, for example in lieu of deposit payments. Applicants may opt to issue a bankers guarantee instead of parting with a cash deposit. They can also be used for offsetting or deferring payments and can be used in intelligent financial structures.

Standby Letters of Credit (commonly called SBLC’s) are used in the US in lieu of Bank Guarantees and work in a similar fashion.

Neither Letters of Credit nor Bank Guarantees can be bought or sold nor are they tradable securities.

Our expert banking team hold a full and complete understanding of all bank instruments, letters of credit and guarantees and are able to advise our Clients on all areas of their utilisation.

  • Credit Line Facilities
  • Create fixed returns
  • Verification and validation of communicated instruments, bonds (current and historic) and guarantees.
  • Trade Finance facilities
  • Offsetting and Deferring Payment Obligations
  • Freeing-up locked cash and assets

To see how we can help you, please contact us. Our expert team will be fully available to assist and advise you.

Other links you may find of interest:

Guides to leasing Bank Guarantees

Download your free 12 series guide for everything you need to know about Leasing Bank Guarantees

Coronavirus (COVID-19) Outbreak:

In light of the outbreak of the Coronavirus, we wish to assure all our clients and potential customers that we remain open for business as usual.

Given the travel restrictions being imposed against certain nations and restricted travel to and from Switzerland, we have implemented permissions from our sources and provider groups to conduct meetings over video links and to exchange legal documents via DHL and email. This process will remain in place during the travel restrictions and we would like to assure all existing clients, customers and new applicants that they should not experience any significant delays during this time.

Whilst Switzerland has now entered the removal stage of the lockdown procedure, we are deeply understating that many other countries are not yet at that position to do the same. As a result, we have implemented existing Swiss procedures to undertake our interviews, underwriting and identification procedures online - as many other dynamic Swiss Banks have been using for the last few years.

We are now adopting a remote underwriting mode.
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If you are worried about the circumstances or have any questions, please do not hesitate to telephone us on +41 22 544 1653.

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+41 225 441 653
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